It's time to go outside
the box with AR.

this is SMART

Accounts Receivable software with optimized automation.

SMART helps Accounts Receivable work the way it should.

SMART is a proprietary web-based software that provides the powerful automation and real-time data you need to make important decisions for collections, customer service, critical business financing and more.

Your company can manage SMART in-house or with other TCD services.  Either way, your business will receive ongoing customer status, cash flow forecasts and support that internal ERP system solutions can’t deliver.

SMART credit risk management by TCD

Your internal Accounts Receivable

department is not meeting

performance goals or the

AR overhead is prohibiting growth.

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The SMART platform is a web-based software with process automation, providing you real-time data needed to make important decisions for collections, customer service and critical business financing.

See integrations in case studies.

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Discovery and analysis, followed by corrective actions as needed,


  • Create and implement policies.
  • Credit checks on current or new customers.
  • Create credit application processes and optimized automations.
  • Form dispute resolution processes.

See more actions in case studies.

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Our team becomes an extension of your credit department,
replacing all or some of their responsibilities, including:

  • Ongoing optimizations to automation, reports and analysis.
  • A la carte services or end-to-end management.
  • First-party collections to reduce customer friction.
  • New and existing customer risk analysis and reporting.

See use cases in case studies.

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The SMART solution has transformed the way businesses manage receivables and trade risk. The service is available globally to most companies and across all industries.

Connect with us to learn more about how SMART can benefit your business. 5 of 5

SMART integrates with your financial tech stack.

Trade receivables tech stack for CFOs and Treasury Specialists

SMART tightly integrates with most financial platforms, including the most popular tools in the CFO tech stack.  Common integrations include Netsuite, Oracle, SAP and Microsoft Dynamics.  SMART can be used in-house by your credit department or as part of our outsourced trade receivables services. Leverage decades of experience from our Specialists in trade credit, receivables, risk analysis and collections to quickly improve your credit department. Partial and comprehensive trade receivables solutions are available, including seasonal.  See our FAQ.

Global Services

Integrated Services and Specialists worldwide.
Case studies

Advanced Risk Analysis

Industry-leading analysis, reporting and monitoring.
Learn more


Operating as a transparent extension of your company.
See FAQs

Consulting & Policy

Recommendations based on industry best practices.
Contact us

SMART can benefit every business.

SMART trade receivables management integration by TCD.

Improve your receivables within days.

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Find out how SMART can benefit your company.

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The CFO 7

Seven best practices by mid-market and larger companies.

  • *We never sell your information. View Privacy Policy.