Who We Are

We are the credit department you wish you had. 

The Credit Department, Inc. is a global leader in providing collection and credit management outsourcing solutions to commercial businesses. Based in Minnesota, we were founded in 1993 with the mission of helping businesses increase cash flow and reduce costs by providing strategic processes, technologies and trained personnel in the form of outsourced, virtual credit departments.

We are your strategic partner.

The Credit Department will work with your staff to manage all aspects of your trade receivables from granting credit to new customers to collecting delinquent debts from current customers.

We are the experts. 

Our skill at helping businesses with their credit needs has been widely reported and praised in such publications as: